Lesa Miller, Broker | REALTOR®
Lesa Miller Real Estate
RE/MAX Acclaimed Properties
Serving Bloomington, Bedford and the Surrounding Indiana Communities
📞 (812) 360-3863
📧 [email protected]
🌐 https://LesaMillerRealEstate.com

Welcome To Bloomington Seller's Course

Here's What You Need to Know About Selling a Home in BLOOMINGTON...

WELCOME TO BLOOMINGTON

SELLER'S COURSE

Here's What You Need to Know About Selling a Home in BLOOMINGTON...

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Seller's Course

Module 1: Choosing Your Agent

Module 2: Marketing in Today's World

Module 3: Sellers WAIT Before You Pack Those Bags

Module 4: Compensation Commissions

Module 5: Savvy Negotiations

Module 6: The Importance of Communications

Module 7: Savvy Sellers Goals and Priorities

Module 8: Getting Clarity

Module 9: How to Prepare for a Great Sale

Module 10: Do's and Don'ts When Selling Your Home

Exclusive Market Updates

We know selling a property can be stressful and overwhelming! That’s why we got you covered. With the right team by your side, we will guide and navigate you through the selling process to help you make informative decisions and get the best terms possible on your sale!

Our exclusive market updates will help you stay ahead of the curve with our up to minute market updates.  From the latest listings, price trends and days on market, we ensure you will have all the information you need to make informed decisions on your sale.  BLOOMINGTON real estate landscape is dynamic, and with our expert analysis you will always be well informed and in the know.

market Updates

Considering Selling?

Selling a home can be an exciting but also challenging experience. If you're planning to sell your BLOOMINGTON home, it's important to be prepared and aware of what to expect throughout the process. This short guide is designed to provide savvy sellers like you with valuable insights and tips to navigate the sale of your Bloomington property successfully.

DOWNLOAD TO ACCESS:

The Complete Guide to Selling A Home

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Spring is here!

The Spring Real Estate Market is thriving, and we are seeing a significant increase in demand for homes in Voorhees, especially from millennials.

In fact, the current absorption rate in our area is only 3 months, which means that if no more homes come on the market, we will only be able to sustain the current demand for up to 3 months.

This is great news for anyone considering selling their home, as the high demand can lead to a boost in your bottom line.

If you are thinking about selling your home, now is the perfect time to do so. To get started, it's essential to focus on your curb appeal, which can significantly impact the value of your property. That's why we've put together a helpful checklist to help you get started.

Friendly reminder: Before you make a repair, be sure to check with a real estate agent to make sure it is worth your return on investment. Feel free to Book A Call with me if you have any questions or want a free consultation!

Are you a little behind on your spring cleaning? Grab a copy of the Ultimate Spring Cleaning Checklist that was featured last month.

Preparing for a possible move this summer? Click below to check out our moving checklist to get your whole house ready for the next home!

Want to know what is happening throughout BLOOMINGTON Now?

Click below for a full live schedule of local events around town!

DOWNLOAD TO ACCESS:

30 Day Plan to Prepare Your Home for Sale

DOWNLOAD TO ACCESS:

The Complete Guide to Selling A Home

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NAR's Commission Settlement:

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National Market Update

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Welcome To The Virtual Seller Course For

BLOOMINGTON

If you are a homeowner either thinking about selling or already made the decision to sell, but still have questions or concerns regarding the process, price or anything else, you are in the right place.

This free seller course will give you the exact step by step blueprint on everything you need and guide you through the selling process, so you can make the best decision on selling your home for top dollar.

You will learn about marketing your home, timelines, pricing, negotiations and so much more.

Take a look around and let us show how we can help you.

LESA MILLER | Realtor & Broker

LESA MILLER REAL ESTATE

Lic# RB14023899

Welcome To The Virtual Seller Seminar Library

Learn the latest and most up to date marketing and sales tactics

to sell your home for top dollar.

The Pre-Market Test

"Will your home pass the test before going to market?"

  • ​First impressions matter—curb appeal, cleanliness, and staging can greatly impact your home's value.

  • ​Preparing your home with updates and deep cleaning helps you sell faster and for top dollar.

Pre-Market Timelines

"Let's talk about the timelines before listing a home with us."

  • Smart marketing and pro photos help your home reach the right buyers.

  • Clean, stage, and repair your home to boost value and attract buyers.

Home Valuation

"How do I know what my home is worth?."

  • ​Home value depends on size, condition, location, and how it compares to similar properties.

  • ​Buyers ultimately decide value—pricing must reflect market realities, not emotions.

What to Disclose

"What should you disclose when selling your home?"

  • Disclose known issues like leaks, pests, or repairs to stay legally safe

  • When unsure, disclose—honesty protects your sale.

Receiving Offers

"What happens after you get an offer on your home?"

  • ​A skilled negotiator helps you choose the best offer and terms.

  • ​Smart strategies can lead to stronger deals and faster closings.

Negotiations

"Why Sellers should never negotiate alone?"

  • ​Sellers should avoid talking directly to buyers—it can hurt the deal.

  • Skilled agents use strategy to protect your money and outcome.

Zestimate

"Zillow is an Algorithm"

  • Zillow guesses your home’s value without seeing it.

  • A local expert gives a more accurate, personalized price.

INSPECTIONS

"Should you get a home inspection before listing?"

  • Pre-listing inspections reveal hidden issues early and prevent costly surprises.

  • Knowing your home's condition gives you pricing power and peace of mind.

CONTINGENCIES

"Understanding contingencies in Real Estate contract"

  • ​Contingencies are contract conditions that must be met to close the sale.

  • Sellers should understand them to avoid delays or losing the deal.

WANT TO GET A FREE CUSTOM MARKET PROPOSAL?

Go to the next page to request a custom market proposal for your specific home

Lets Get You Prepared To Sell A Home

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Community Videos

MEET LESA

We help you throughout the entire selling & buying process!

Lesa Miller | Realtor Lic# RB14023899

Lesa Miller is a highly respected and knowledgeable real estate professional with over two decades of experience in the Bloomington, Indiana area.

Known for her hands-on approach, she prioritizes clear communication, dedication, and transparency to guide her clients through every step of the buying and selling process.

As a top-producing RE/MAX agent, she has earned prestigious accolades, including the RE/MAX Platinum Level and the RE/MAX Hall of Fame award, recognizing her outstanding sales achievements and commitment to excellence.

With a background in business and law, Lesa has the expertise to navigate even the most complex transactions with confidence and skill.

Let's Get You Prepared To Sell Your Home

SUPPORT OUR SMALL BUSINESSES

Chelsea Fusion

622 1st St, Brentwood

(925) 392-8868

Top 5 Things To Do In Brentwood

Cap's Oaks Street Bar & Grill

144 Oak St, Brentwood

(925) 634-1025

Top Tacos in Brentwood

Taqueria El Tarasco

41 Sand Creek Rd C, Brentwood

La Costa Taqueria

335 Oak St, Brentwood

Visit our blogs for more real estate tips, home tips, and local information!

This week's 30-year fixed mortgage rate, 7.40 percent, with last week's and last year's averages, from Freddie Mac

What Are Mortgage Rates in Indiana This Week?

October 15, 2026•3 min read

The 30-year fixed-rate mortgage averaged 7.40% for the week of October 15, 2026, according to Freddie Mac's Primary Mortgage Market Survey. That's unchanged from last week and up from 6.27% a year ago. The 15-year fixed averaged 6.71%.

Lesa Miller is a REALTOR® and broker in Bloomington, Indiana, who helps buyers and sellers in Bedford, Monroe County and the surrounding towns. Here's what this week's number means in plain English.

Is this the rate I'll get?

Not exactly. Freddie Mac's number is a national average. Your rate depends on your credit, your down payment, the loan type and whether you pay points. Freddie Mac releases a new number every Thursday at noon Eastern, so it can change by next week. A lender can give you your real number.

What does 7.40% do to a monthly payment?

Here's principal and interest on a $250,000, 30-year loan:

  • At this week's 7.40%: about $1,731 a month

  • At last year's 6.27%: about $1,543 a month

That's about $188 more a month compared with a year ago. Taxes, insurance and any mortgage insurance come on top, so your full payment will be higher.

Should you wait for rates to drop?

Nobody can promise where rates go next. They move with inflation data, Federal Reserve policy and the bond market. If rates fall, more buyers usually come back, and that can mean more competition for the same homes.

The better question is whether a payment works for you today on a home that fits what you need. If it does, that's worth a real conversation. If it doesn't yet, a plan beats watching the news.

What should you do this week?

  1. Get pre-approved, so you know your real rate and price range. My post Pre-Qualified vs. Pre-Approved: What Bloomington, Indiana Buyers Need to Know First explains the difference.

  2. Ask your lender about locking. Rate Locks Explained: When to Lock Your Mortgage Rate walks through how a lock works.

  3. Compare more than one quote. Freddie Mac notes that getting multiple quotes can save buyers thousands over the life of a loan.

For where rates were this summer, see Mortgage Rates in Bloomington, Indiana: Where Things Stand.

Frequently asked questions

What is the 30-year mortgage rate this week?

7.40% for the week of October 15, 2026, according to Freddie Mac's Primary Mortgage Market Survey. The 15-year fixed averaged 6.71%.

When does Freddie Mac release new mortgage rates?

Every Thursday at noon Eastern.

Are mortgage rates in Indiana different from the national average?

Freddie Mac reports a national average. Your rate depends on your credit, down payment, loan type and points, so ask a lender for your own quote.

How much is the payment on a $250,000 loan at 7.40%?

About $1,731 a month for principal and interest on a 30-year loan. Taxes and insurance are extra.

Want to see what this week's rate means for your price range? Call or text (812) 360-3863, or visit LesaMillerRealEstate.com/Links.

This post is general information, not lending or financial advice. Talk to a licensed lender about your loan.

mortgage rates indiana this weekfreddie mac pmms 30 year rate
blog author image

Lesa Miller, Broker|REALTOR®

I work with buyers and sellers across Bloomington, Bedford, Ellettsville, and the surrounding south-central Indiana communities. Some are downsizing. Some are relocating for work at Cook, Novo Nordisk, IU, or Crane. Some are parents buying a place for their student at IU. Some are first-time buyers trying to figure out where to start. What they have in common is they want a straight answer and a plan that fits their situation, not a sales pitch. Since 2001. JD/MBA.

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WHAT PEOPLE ARE SAYING ABOUT

LESA MILLER

"LESA MILLER Is The Way To Go For A Successful Home Sale."

"Our first ever home sale. Lesa and her team made the experience so smooth. From our first meeting to the last it was all about us and how they made it an enjoyable experience. They were all unbelievably attentive and responsive to our needs.

- Jerry & Liqin A.

"The Strategy, Marketing And Pricing On The House Were Spot On."

"My father in law passed and we needed to sell his house. We met with three different agents and we quickly decided to go with Lesa. Lesa and her team are very knowledgeable, energetic and at the top of their game. Everything was spot on."

- Shaun & Heather B.

“Lesa Went Above and Beyond—Making a Difficult Sale Feel Easy”

"Lesa and her team were excellent. We bought a home while on vacation. We relied on her staff to not only view the house but she positioned us so well, that we followed her advice and we got the house for the price we wanted. Thank you!

- jilldenise12

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